邢唷> LNK欹'` 餜礖bjbj"9"92J@S@Sc+%V88888888${h^-88888888888,T8, @v鉿筄FD 0%LADvATAT,8888888 888%8888 x x  FUN軴i枙b軴蔛T嵷N匭筟(YM|Ye^Hr) aY$O砙 t$aY珟Ee軴i栄 珗軴i柡Nm愖SaY$O砙婲Ee N陙aY$O砙婲Ee裇uKN錯w180匭 郪鍕aY婲Ee黐魜珟Ee ,glQ鳶 cT T歔剉軴i栄憹樫~豊aY珟Ee軴i栄 T鰁,gT T鵞鍕珗軴i柡N剉軴i#嶜N葉bk0 鍌昩軴篘 T鰁 愰b哊aY媖緐軴i栄 R(W賬豊aY珟Ee軴i栄慚R 俌鍕珗軴i柡N騗啒菑aY媖緐軴i栄 ,glQ鳶\蜰賬豊剉aY珟Ee軴i栄-Ncbd栻]賬豊剉aY媖緐軴i栄0 u$aY媖緐軴i栄 珗軴i柡Nm愖SaY$O砙婲Ee N陙aY$O砙婲Ee裇uKN錯w180錯匭 郪鍕aY婲Ee黐魜珟SO媖緐 ,glQ鳶9hnc篘珟軴i枊k緐 zN軴i栄戀~豊詋婳h錘 N{饄 詋婳h 剉膲歔賬豊aY媖緐軴i栄0 lQRf弉9aY 珗軴i柡N郪XNPW袕Rfb袕n9g魰裇uaY$O砙婲Ee N陙aY$O砙婲Ee裇uKN錯w180錯匭 郪鍕aY$O砙婲Ee黐魜珟Ee ,glQ鳶 c歔剉軴i栄憹樫~豊aY珟Ee軴i栄 ,gT T鵞鍕珗軴i柡N剉軴i#嶜N葉bk0(W賬豊aY珟Ee軴i栄慚R 俌鍕珗軴i柡N騗啒諷菑aY媖緐軴i栄 ,glQ鳶\蜰賬豊剉aY珟Ee軴i栄-Ncbd栻]賬豊剉aY媖緐軴i栄0 珗軴i柡N郪XNPW袕Rfb袕n9g魰裇uaY$O砙婲Ee N陙aY$O砙婲Ee裇uKN錯w180匭 郪鍕aY$O砙婲Ee黐魜珟SO媖緐 ,glQ鳶9hnc篘珟軴i枊k緐 zN軴i栄戀~豊詋婳h垊v膲歔 c軴i栄憹槃vN歔詋婳賬豊aY媖緐軴i栄0珗軴i柡N蚇楃~韣譙籰梪剉 ,glQ鳶9hnc珗軴i柡N(W,{180錯鰁剉珟SO秗礠蔛,glQ鳶c歔b颯剉t挌[:g刧鵞珗軴i柡N剉t挌[觺済 漁nc詋婳h垊v膲歔賬豊aY媖緐軴i栄0 珗軴i柡N郪 TNaY$O砙婲Ee 黐魜Ny樺N N珟SO媖緐剉 ,glQ鳶賬豊詋婳h垍Q@b鵞擽媖緐y橆v軴i栄慘N孴0鍌 N T媖緐y橆v^\嶯 TNKbb TN硩 ,glQ鳶臢賬豊vQ-N儚貧Ny槃vaY媖緐軴i栄0 鍌珗軴i柡N珟SO媖緐剉 zNO嶯詋婳h垍Q剉,{N媖緐剉 ,glQ鳶 Nb舃軴i栄戀~豊#嶜N0,glQ鳶鵞 TN珗軴i柡N@b崉v媖緐軴i栄戀~豊#嶜Ng貧錘,gT T歔剉軴i栄憹:NP 鍌,glQ鳶/}賬豊剉aY媖緐軴i栄懢0R軴i栄憹橏e ,gT T葉bk0 蛻'Y緐舥 枡!k昩軴,g軴ib^椶忢~昩軴,g軴i桍e 陙,gT TuHe錯w30匭+T,{30錯 珗軴i柡N枡!k裇u&{Tag>k蕬IN-N@b饛ag鯪剉蛻'Y緐舥 v^蟸,glQ鳶c歔b颯剉;S梪:g刧剉N褃;Sufnx蕥璭 ,glQ鳶 c,gT T歔剉軴i栄憹槃v10%賬豊蛻'Y緐舥軴i栄 T鰁鵞鍕珗軴i柡N剉軴i#嶜N葉bk0珗軴i柡N郪m愖SaY$O砙婲Ee黐魜蛻'Y緐舥剉 N譙30)YI{卂g剉P6R0 昩軴篘(W軴ig醤鰁蔛鰁韣軴,gT T剉 鍌珗軴i柡N(W韣軴T TuHeT剉30錯匭+T,{30錯 枡!k裇u&{Tag>k蕬IN-N@b饛ag鯪剉蛻'Y緐舥 v^蟸,glQ鳶c歔b颯剉;S梪:g刧剉N褃;Sufnx蕥璭 ,glQ鳶 c,gT T歔剉軴i栄憹樫~豊蛻'Y緐舥軴i栄 T鰁鵞鍕珗軴i柡N剉軴i#嶜N葉bk0 陙,gT TuHe錯w30錯T 珗軴i柡N枡!k裇u&{Tag>k蕬IN-N@b饛ag鯪剉蛻'Y緐舥 v^蟸,glQ鳶c歔b颯剉;S梪:g刧剉N褃;Sufnx蕥璭 ,glQ鳶 c,gT T歔剉軴i栄憹樫~豊蛻'Y緐舥軴i栄 T鰁鵞鍕珗軴i柡N剉軴i#嶜N葉bk0 钑%`蕥 珗軴i柡N郪aY$O砙b緐舥 v^&{TTw^蜽G昄錧鶺,g;S梪軴i枮R誰孴Tw^蜽G昄錧0W筫D枲R;S梪軴i枮R誰錘 N$N蛓濺誰{饄 0鶺,g;S梪濺誰 0 膲歔(Wc歔;Sb栛廘堣暿%`蕥籰梪/}@b裇u剉擽1u珗軴i柡N陙崉v籰梪90纇錱90Kb/g90o9岻{TyTt剉;S梪9(u ,glQ鳶9hnc軴US孴yb鑜}f (Wcbd栧嫬堓Oi柡N剉N歔MQT嵮憹T c歔剉詋婳賬豊钑蕥%`蕥;S梪軴i栄0 ,glQ鳶@b賬豊钑蕥%`蕥;S梪軴i栄戝N鍕珗軴i柡N剉軴i栄憹:NP /}賬豊緩0RvQ軴i栄憹橏e 鍕珗軴i柡N剉軴i#嶜N葉bk0 俌珗軴i柡N;S梪9(u颯漁nc誰媉bS_0W?e淾膲歔 g@beP b蜰vQ諲弝)RRb;S梪軴i枴RS靊>yO;S梪軴i栁N*N篘&7b-Ncb螿钀R 諷梍钀RbhQ钀TP ,glQ鳶臢#峊PiRYO钀R v^錘軴i栄憹:NP0 'Y舥OOb 珗軴i柡N郪aY$O砙b緐舥 v^&{TTw^蜽G昄錧鶺,g;S梪軴i枮R誰孴Tw^蜽G昄錧0W筫D枲R;S梪軴i枮R誰錘 N$N蛓濺誰{饄 0鶺,g;S梪濺誰 0 膲歔(Wc歔;Sb朞Ob柣l梪剉 ,glQ鳶9hnc昩軴篘 愰b鵞珗軴i柡NOOb栄SuTt剉1u珗軴i柡N陙崉vOOb;S梪9(u cgq軴US孴yb鑜}f (Wcbd栧嫬堓Oi柡N剉N歔MQT嵮憹T c歔剉詋婳賬豊OOb;S梪軴i栄0 ,glQ鳶@b賬豊OOb;S梪軴i栄戝N鍕珗軴i柡N剉軴i栄憹:NP /}賬豊緩0RvQ軴i栄憹橏e 鍕珗軴i柡N剉軴i#嶜N葉bk0 俌珗軴i柡N;S梪9(u颯漁nc誰媉bS_0W?e淾膲歔 g@beP b蜰vQ諲弝)RRb;S梪軴i枴RS靊>yO;S梪軴i栁N*N篘&7b-Ncb螿钀R 諷梍钀RbhQ钀TP ,glQ鳶臢#峊PiRYO钀R v^錘軴i栄憹:NP0 OOb%m4 珗軴i柡N郪m愖SaY$O砙b陙,gT TuHeKN錯w30錯T郪緐舥(W,glQ鳶c歔;Sb朞Ob柣l梪剉 ,glQ鳶 c瀃E朞Ob)Ypecbd N)YTXN錘軴US-N}f剉蟢錯OOb栙~豊褢潣梴賬豊軴i栄0蟢N軴USt^/}飝賬豊)Ypeg貧錘180錯:NP0 ,glQ鳶鵞珗軴i柡N TN!kOOb栙~豊剉)Ype/} N厤菑90錯0鵞嶯軴ig魰匭裇uN鯺韣髞T T0Rg錯T30)Y匭剉迯韣OOb柺嫍u ,glQ鳶嵸~豊軴i栄#嶜N0 枡!k昩軴,g軴ib^椶忢~昩軴,g軴i桍e 珗軴i柡N郪緐舥OOb柺嫍u剉I{卂g:N30)Y 韣軴b郪aY$O砙OOb柺嫍u鄀I{卂g0 Types of Insurance and Compensation (Foreign Teachers Applicable) Accidental Injury Insurance (1) Accidental death insurance liability In case that the Insured suffers an insured accident event and die of such an insured accidental event within 180 days after the occurrence of such event, the Insurer will pay the Accidental Death Benefit according to the agreements stipulated in the Contract, and the Insurer抯 liability for the Insured under the Contract shall be terminated. In case that the Policy Holder chooses the accidental disability insurance liability at the same time and the Insured has benefited from the Accidental Disability Benefit, the Insurer will, before paying the accidental death benefit, deduct the paid accidental disability benefit from the accidental death benefit to be paid. (2) Accidental disability insurance liability In case that the Insured suffers an insured injury event and becomes disable due to such an insured accidental event within 180 days after the occurrence of such event, the Insurer will pay the Accidental Disability Benefit according to the attached 揟able of Disability Grade and Indemnity Percentage (hereafter referred to as 搕he Table). If the treatment still continues, the Insurer will pay the accident reimbursement payment based on reference to the Table, according to the examination of Insured Person's physical condition exactly on the 180th day and the identification result by company's designated or recognized accreditation.Public Transportation Train and Boat Accidental Death and Disability Insurance In case that the Insured suffers an insured accident event during taking a passenger train or passenger ship and die of such an insured accidental event within 180 days after the occurrence of such event, the Insurer will pay the Accidental Death Benefit according to the agreements stipulated in the Contract, and the Insurer抯 liability for the Insured under the Contract shall be terminated. In case that the Insured has benefited from the Accidental Disability Benefit, the Insurer will, before paying the accidental death benefit, deduct the paid accidental disability benefit from the accidental death benefit to be paid. In case that the Insured suffers an insured injury event during taking a passenger train or passenger ship and becomes disable due to such an insured accidental event within 180 days after the occurrence of such event, the Insurer will pay the Accidental Disability Benefit according to the attached 揟able of Disability Grade and Indemnity Percentage (hereafter referred to as 搕he Table). If the treatment still continues, the Insurer will pay the accident reimbursement payment based on reference to the Table of Disability Grade and Indemnity Percentage, according to the examination of Insured Person's physical condition exactly on the 180th day and the identification result by company's designated or recognized accreditation. In case that the Insured is injured and suffers from disability of two or more Items in the Table due to one insured accidental event, the Insurer will pay the sum of each corresponding benefit. If the different items occur in the same hand or the same foot, only one accidental disability benefit (the higher one) will be paid.In case that the disable grade of the insured is below the 7th grade, the Insurer is not obligated to pay the insurance benefits.Dread Diseases Insurance For the first time or non-successive insurance, and within 30 inclusive days of the effectiveness of the Contract, if the Insured is afflicted with the Dread Disease detailed in definition 21 for the first time, and with the clear diagnosis of a qualified doctor from a medical institution that is designated or approved by the Insurer, the Insurer shall pay out 10% of the insured amount, in accordance with the Contract, as Dread Disease benefit, and at the same time, liabilities to the said Insured shall be terminated. If the Insured suffers from an accidental injury that leads to a Dread Disease, he/she shall not be subject to the thirty day waiting period restriction. If the Policyholder renews the Contract at the time of expiry, and the Insured is afflicted with the Dread Disease detailed in definition 21 for the first time, and with the clear diagnosis of a qualified doctor from a medical institution that is designated or approved by the Insurer, the Insurer shall pay out the insured amount, in accordance with the Contract, as Dread Disease benefit, and at the same time, liabilities to the said Insured shall be terminated. After 30 days of the effectiveness of the Contract, if the Insured is afflicted with the Dread Disease detailed in definition 21 for the first time, and with the clear diagnosis of a qualified doctor from a medical institution that is designated or approved by the Insurer, the Insurer shall pay out the insured amount, in accordance with the Contract, as Dread Disease benefit, and at the same time, liabilities to the said Insured shall be terminated.Outpatient Medical Insurance If the Insured incurs reasonable medical treatment expenses, such as treatment fees, examination fees, operation fees and medicine fees, from outpatient emergency treatment as a result of accidental injury or disease at a designated hospital, and fulfils the Province, City, and Urban Employee Social Medical Insurance Regulation and the Province, City and Urban Employee Local Appended Medical Insurance Regulation (hereinafter both referred to as the Basic Medical Regulations), the Insurer shall award the outpatient medical treatment benefit, which is self-borne by the insured under the Basic Medical Regulation, at the agreed rate in accordance with the specifics of the policy and endorsement, less the deductible amount of said insured. The amount of outpatient emergency benefit paid out by the insurer shall be limited by the sum assured of said Insured, and when the accumulated amount paid out reaches this limit, insurance liabilities to the said Insured shall be terminated. If the medical treatment expenses of said Insured is eligible for partial or full compensation, in accordance with local government regulations or from other benefit schemes or medical treatment insurance schemes (including the part of social medical insurance deducted from individual accounts), the Insurer shall be liable for the compensation of the remainder, which is limited by the sum assured.Hospitalization Medical Insurance If the Insured incurs reasonable hospitalization medical treatment expenses, from hospitalization treatment as a result of accidental injury or disease at a designated hospital, and fulfils the Province, City, and Urban Employee Social Medical Insuranc $&(2 ^ ` v dfjpBD燠芹旄嫎嫤構嫤|媩嫤榬fR&h;h5丆JOJPJQJaJo(h;h;5丆JaJh;OJPJQJh5丆JOJPJQJo(hhOJPJQJhhOJPJQJo("hh5丆JOJPJQJo(h;5丆JOJPJQJo(&h;h'T5丆JOJPJQJaJo( h'T5丆JOJPJQJaJo(&h;h;5丆JOJPJQJaJo(&(2D ^ ` v " 4dfpgd$a$gd;礖NDFHC:;!!$&&&&&gdDFH;&&-!-223@8DdD碒礖翩稚稚稚股股飛股hh鳦OJPJQJUh'Th5丆JOJPJQJhhOJPJQJhh5丆JOJPJQJhh;OJPJQJo(h;OJPJQJo(&k)=+--!- 00222睞6D7D8DdDWFsG礖gde Regulation and the Province, City and Urban Employee Local Appended Medical Insurance Regulation (hereinafter both referred to as the Basic Medical Regulations), the Insurer shall award the hospitalization medical treatment benefit, which is self-borne by the insured under the Basic Medical Regulations, at the agreed rate in accordance with the specifics of the policy and endorsement, less the deductible amount of said Insured. The amount of hospitalization medical benefit paid out by the insurer shall be limited by the sum assured of said Insured, and when the accumulated amount paid out reaches this limit, insurance liabilities to said Insured shall be terminated. If the medical treatment expenses of said Insured is eligible for partial or full compensation, in accordance with local government regulations or from other benefit schemes or medical treatment insurance schemes (including the part of social medical insurance deducted from individual accounts), the Insurer shall be liable for the compensation of the remainder, which is limited by the sum assured. Hospitalization Allowance Medical Insurance In case that the Insured suffers from an insured accidental injury or becomes in-patient in a Designated Hospital (see the Definition) 30 days later from the effectiveness of the Contract, the Insurer shall pay out hospitalization allowance benefit, which equals to the product of the number after deducting three from the actual number of days, multiplied by the daily living allowance specified in the policy. The accumulated maximum benefit days shall be no more than 180 days for a policy year. The accumulated maximum benefit days for the same in-patient incidence shall be no more than 90 days. In case that the continuous in-patient treatment begins during the Insurance Period and extends up to 30 days after the expiration of the Contract, the Insurer will pay the benefit. As for the first insurance application or non-continuous insurance application of the Insurance, only 30 days later may the Insured be granted the benefit due to his/her acute disease in-patient treatment. But there is no such waiting period for continuous insurance application or accidental injury in-patient treatment. 0182P皞. 捌A!"#悹$悹%癝班 惄J`J ck噀 $1$a$ CJKH_HaJmH nHsH tH$A@$ 貫祂=刉[SOBi@B nf恏?@ABDEFGHIJMRoot Entry F0韝筄OData &1Table.QWordDocument2JSummaryInformation(;DocumentSummaryInformation8CCompObjm  FMicrosoft Office Word 文檔 MSWordDocWord.Document.89瞦